Credit Scoring and Credit Risk

cat/credit-and-financial-information

COVID-19 and Credit Reporting: Suppression is Not the Solution

There remains tremendous uncertainty surrounding the global COVID-19 pandemic as a health care crisis. There is also uncertainty about the economic collateral damage being caused by the pandemic—primarily around the slope of the economic recovery curve (will the curve be “V-,” “U-,” or “L-shaped?” Whatever recovery trajectory different affected economies ultimately travel along, the following facts are universally true:

Disruptive Technologies in the Credit Information Sharing Industry: Developments and Implications - Fintech Note

This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive technologies and proposes a role for the World Bank Group in leveraging these technologies to promote inclusion and stability. 

Creditinfo Joins SME Finance Forum, a Global Network of 170 Financial Institutions, to Promote SME Finance 

Washington, D.C., January 7th, 2020Creditinfo became the newest member of the SME Finance Forum, a global membership network that brings together financial institutions, technology companies, and development finance institutions to share knowledge, spur innovation, and promote the growth of SMEs. 

Euler Hermes Digital Agency Joins 160 Other Financial Institutions to Promote SME Finance 

Washington, D.C., October 21st, 2019 – Euler Hermes Digital Agency became the newest member of the SME Finance Forum, a global membership network that brings together financial institutions, technology companies, and development finance institutions to share knowledge, spur innovation, and promote the growth of SMEs. 

Members Only Webinar - Serving Informal and Very Small Enterprises

This SME Finance Forum webinar will build on the January 2019 alternative data, scoring and risk management webinar which highlighted that the smaller the firm, the less conventional the data that is usually available. This can make access to formal credit and financial services more difficult to obtain, due to both perceived risks from traditional lenders and the potential higher cost of lending.